If you are getting calls from Portfolio Recovery (or any other debt collector), there are a few things you may want to know. The most important of all is that you have legal options, and, often, this issue may be solved quickly and with favorable terms.
Portfolio Recovery is a debt collector based out of Virginia. They typically collect debt on behalf of banks, retailers, student loan lenders, etc. The company received many consumer complaints because of its aggressive debt collection practices.
If you are getting calls from Portfolio Recovery or any other debt collector, remember these 3 things:
1. We understand that debt collection calls are stressful… having an account go into collections or having a lawsuit filed against you can be stressful. That is just not something you want in your life…
2. But they are not the end of the world!! You have options. With the right advocate, many debts can be settled with favorable settlement terms and many collection lawsuits can be resolved outside the courthouse.
3. Calls from debt collectors often may be illegal. If a collection agency is contacting you – there is a good chance they violate one of many consumer protection laws. If so, you may be entitled to receive cash awards from a collection agency….
San Diego Lawyers at the Swigart Law Group has helped thousands of people to stop collection calls and resolve collection lawsuits.
San Diego debt defense lawyers at the Swigart Law Group assist consumers with debt related issues. We have defended thousands of consumers from debt-collection lawsuits. We have also helped thousands of consumers settle their debts.
Whether you owe the debt or not, you may have legal defenses. And while no law firm can guarantee results, and each case has to be evaluated on its own, it is often possible to get the case dismissed and the debt settled for a reduced percentage of what is claimed owed.
Contact us today to receive a 100% free and confidential consultation about your debt-related matter.