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Bankruptcy

Nobody anticipates the need to file for bankruptcy. More often than not, we’re faced with financial hardships and paying down debt becomes an impossible task. Necessary expenses such as housing, food and utilities become the priority and mounting debt becomes a secondary concern. Filing for bankruptcy may not be the ideal solution, but more of then than not, it’s the best one.

Swigart Law Group has experience handling hundreds of Chapter 7 bankruptcy cases in San Diego County area. Our attorneys will provide you with a free initial consultation to review your information and determine whether bankruptcy is the right option for you.

Is bankruptcy right for you?

Are you overwhelmed with the amount of debt you have?

Are you being harassed by creditors and banks?
Have you been threatened with wage garnishment, lawsuits, foreclosures and auto repossession?
If you answered, “yes,” to any of these questions, filing for personal bankruptcy may be the best option for you.
Chapter 7 of the U.S. Bankruptcy Code allows qualified debtors to discharge all or part of their debt. This is mainly used for debts such as personal loans and credit cards. Generally,

Are you overwhelmed with the amount of debt you have?
Are you being harassed by creditors and banks?
Have you been threatened with wage garnishment, lawsuits, foreclosures and auto repossession?
If you answered, “yes,” to any of these questions, filing for personal bankruptcy may be the best option for you.
Chapter 7 of the U.S. Bankruptcy Code allows qualified debtors to discharge all or part of their debt. This is mainly used for debts such as personal loans and credit cards. Generally, Chapter 7 is the most common option for individuals.
In order to qualify for relief under Chapter 7, you must pass certain qualification. For example:

  • Your income must be less than the median income for your family size in your state
  • You must agree to receive credit counseling from an approved agency
  • The majority of your debt must be unsecured

Our bankruptcy attorneys are here to help you get out from your crushing debt.

Helping you through bankruptcy

Bankruptcy is stressful and difficult to navigate by yourself. Trust an expert to help you determine which solution is best for you. If you’re facing financial hardships and think bankruptcy may be a solution, the experienced attorneys at Swigart Law Group can help you. We are committed to helping you through the financial stress and find a solution for your future where you’re not drowning in debt. Reach out today for a free consultation.

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How can we help you?

 
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How can we help you?